Food Budget in Overdraft?
What you need to know now!
|Chocolate is a favorite holiday splurge.|
Account Overdraft: Many years ago I had a college roommate, who like all of us, was on a tight budget. One night we came home to find her enjoying a prime cut beef steak with side dishes and dessert: this was a grand departure from her usual meal of ramen noodles and tuna fish. "What was the occasion?" we asked. She explained she was out of money and when she bought her groceries she knew she would overdraft her checking account. With that she declared, "If I'm going to overdraft my account it is going to be on something really, really good that I can totally enjoy."
While I don't agree with my former roommate's fiscal management I do get her point. If we transfer the philosophy from our bank account to our dietary account it makes sense that an "overdraft" should be on something extraordinarily good, not the mediocre or mundane.
In this Digest we present some of the best expert tips for managing our dietary bank account and making room for splurges during this time of holiday excess. I hope some of the hints are useful to you as you manage your account this holiday season. Thank you for joining me and remember, we are all in this together!
Link to the Digest in our Archive: